@Guifre Mora and @Johnny Horner, I've gleaned these lenders over the course of a year or so.

These are professionals with additional training and a stricter code of ethics.

Of course there are exceptions. 

Then over the course of the first year or so, if you could raise the rents by a total of $1k/mo (they are currently $2k, $1k, and $1k), then you might be able to pull out about $60k-$80k in a cash out refi. 

Other factors of course are interest rate.

Of course, the area is generally the same, but sometimes you have these odd ones.

The ones that really interest me I will respond to and of course those who donated to my charity :)  and or send me gifts :)  But those who just think a quick sentence and we owe them  Nope just say thank you but I no longer do that. 

As most investor's of course want 15-20% ROI.

All this turkey does is charge you for some "training," so you will be "prepared" when you go out looking for lots for him, but curiously, he buys none or very few of the lots he's sent.  

Raising money is all about marketing and sales (not real estate specific) so either hire marketing agency and read sales books, or hop on some LinkedIn courses on marketing and sales.Not sure the legal structure to use: talk to accountants and attorneys.Need deal flow: talk to brokers and go to a lot of networking events.Lending terms: start calling banks and loan brokers.From there, it is all risk mitigation.