It’s a bit risky unless you’re sure you can replace the funds, but it could work for short-term needs.4.Roll into a 401(k) and Take a Loan: If you have access to a 401(k) plan (Or can start one for a business you run), you could roll your IRA into that plan and take a loan against it.

@Sarita Scherpereel runs meetups in Chicago so she may be able to point in the right direction.

Have you run any numbers on your potential new build?

For example, if you are buying in an area that is in are 1980s and above, you might run into a roof that is tile and the paper under the tile needs to be replaced the day you close.

I'm very good at running comps and determining rehab costs.

You can run the same scenario accounting for the tax hit if you kept it past the 2 of 5 year time frame I presume you are referencing. 

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

The contractors you run into inside & outside the store, will be hard workers.Good luck!

Gita,At least the way I prefer to do things is to only run accrual based accounting activity on my day to day operations.

That’s the stuff people gloss over in spreadsheets but makes a real difference in how smoothly a project runs.