Taking on issues the seller is not willing or able to cope with can score you a better deal.

You can do a duplex though, which might not be a bad idea.With your credit score, conventional might be a good choice, you only need 5% down for 2-4 units if you live in one. 

I suspect a local bank/credit union would waive the seasoning with such a strong DSCR on this.And yeah, I was debating on the ARV, particularly given the amount of rehab you will do.

I’m a proud union Ironworker apprentice with Local 5 here in Baltimore, Maryland.

No legal jargon or last-minute surprises.Smaller credit unions are also worth exploring.

I was probably a family member, who doesn't need a good credit score.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

For rentals in an LLC, most lenders look at the cash flow of the property (aka DSC Ratio: Debt Service  Coverage) and your credit score rather than your personal income.

I wonder if Mitch was able to get his refi done before a NOD was filed and or late payments were put on the orginal sellers credit report.. this is the real risk to the seller if they value their fico score at all.. on some of this stuff the sellers credit is already trashed and they dont care.. but if folks buy from someone that does care holy cow when they get the NOD notice its right to the attorney.. 

The banks/credit unions said I needed 6 to 12 months of ownership to get refied.