Also your risk profile and total net assents in each LLC matters too. 

I mention this so you know we have a background in financing deals and acquiring them, and not just managing them since my profile label says property manager.)

It all comes down to the risk reward profile.

But to the OP, you're comparing two different things with different risk profiles.

The home buying process typically follows these key steps:Assess Your Finances: Review your credit score, savings, and determine how much you can afford for a down payment and monthly mortgage payments.Get Pre-Approved for a Loan: Work with a lender to get pre-approved, which gives you a clear budget and shows sellers you’re a serious buyer.Find a Real Estate Agent: Partner with an experienced agent who knows the local market and can guide you through the process.Search for Homes: Browse listings and visit properties that fit your criteria (location, size, price, etc.).Make an Offer: When you find a home you like, submit an offer through your agent, including contingencies (financing, inspections, etc.).Home Inspection & Appraisal: Once the offer is accepted, hire an inspector to ensure the home’s condition and the lender will order an appraisal to verify the property’s value.Secure Financing: Finalize your mortgage by submitting required documents and ensuring the lender clears you for closing.Closing: Sign the final paperwork, pay closing costs, and receive the keys to your new home!

Pumped that you’re starting to attend these local meet ups.id love to connect sometime over coffee if you’re around That would be great, looks like profile says your in Framingham, I take the commuter rail out of West Natick a couple times per week so could meet after work sometime.  

I just had a quick browse through Toledo and you're right @Linda Labbe.

To prepare, focus on saving for a strong down payment and maintaining a solid credit profile, as both are critical for competitive financing.If possible, look into FHA or conventional loan options for owner-occupied properties, which may offer favorable terms, especially for first-time buyers.

Asking for a POF or commercial pre-app for photos also doesn't make sense to me because what's the big deal of just making the Google folder available, especially to someone on here who you can see has a full profile and business?

Incidentally, I cancelled last year when it auto renewed as well - I guess I've got to completely delete my profile and close the attached credit card for a cancellation to stick?