The articles show the devastation done by the lack or poor business practices of the IHA. 

Maybe I am not familiar the practice in your area.

Quote from @Virginia VanOeveren: To start as a private money lender, educate yourself on real estate investing and lending practices, define clear loan criteria, and conduct thorough due diligence on borrowers and properties.

I will sure check all available tools BP provides to learn and practice analyzing deals.

You make it so easy, you're so obvious, one need not travel further than the second sentence on your web page to find the first lie -- you may find yourself being accountable over silly practices and small dollars.

In practice, this could mean 5 extra days that no rent is collected.  

I see you invested a serious amount of sweat equity (and real cash) into turning it into something practically new from the inside out, and it looks like it paid off in a big way.

I prefer AZ myself personally (lived in Prescott 4 years and Tucson for one and loved both places), but for many people NYC can’t be beat especially if they’re trying to make a name for themselves in careers in finance, art, theatre, music etc. it’s practically a requirement to live there for certain careers.  

This is my practice house because we are building a 4plex (with parking!)

Those of us who have build investment assets, businesses, professional practices, etc. understand how much time, effort, planning and capital it takes to “scale”.