This will lead to many of the professionals in the same industries who already are not doing that well to fall out of competition and hence be "replaced'.

While less than 10% of the mortgage industry offers 40-year mortgages, here's something to factor in: they often come in with a rate increase of 20-35 bps.Assume 35 bps.$300k mortgage at 7.25% (30-year): $2,046$300k mortgage at 7.6% (40-year): $1,996Technically, it lowers the monthly, but not by much once factoring in the rate adjustment.

Are you focusing on any specific industry withing CRI?

Entire US industries have been decimated due to an exploitative trade imbalance.

Industry experts suggest the current uncertainty creates ideal investment conditions for those willing to enter the market.As we step into 2025, we wish our valued readers prosperity in their investments, clarity in their decisions, and success in seizing the opportunities ahead.

This industry thrives when people are upfront and informed—whether they’re agents, wholesalers, or investors.

I’m willing to put in the time and effort to learn and grow in this industry, but I could really use some guidance on where to start.

Is the industry perfect or without fraud.

Make sure your Insurer is industry specific and not just your personal insurance. 

He has done a lot for the real estate industry.