I wouldn’t personally recommend it, as office vacancy rates are currently quite high.

Hey all,Does anyone have any personal experience with First Savings Bank and their 1st lien HELOC?  

The drawback is you need to build trust and relationships upfront.Both have their place, but private money tends to offer more flexibility, while hard money is more structured and accessible if you lack personal connections.

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There is a large population of low income persons who are poorly integrated and somewhat centralized.

I don't have personal experience with it, but when the app was first developed, I contacted the developer and put the app through a fairly robust test usage to see if it's something I would want to recommend to my clients (I'm a CPA).I think the app is great for its intended purpose and I do recommend it to my clients now (and have for about 18 months now). 

If you are just a plain person they usually must serve you in person. 

They do not want the other person's name on the deed or the mortgage once the dirvorce is finalized.   

I bought this property with a private interest free loan from a friend. the person i bought it from need cash fast so i offered them a low cash offer and they accepted.I had enough money saved up to rehab the house with my savings.

Quote from @Allen Berrebbi: Quote from @Dominic Mazzarella: I have personally owned and managed a multifamily property in Illinois and after selling it I said I would never invest in that state again.