The concern with the DSCR loan is that I need to make the property present as though it's rented to individuals during appraisal (tough since it's a working rehab facility now) and must create another lease that shows the tenant as personal and not a company.

He may realize the offer he had was inline with the value.

Unless you revise your plan and ensure that your personal use is under 10% of the rental use.

@Ryan WasherHey everyone, I'd be interested in attending an in-person or virtual meet up also.

She is not in a position to lend a personal loan to me. 

So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

Send me a message and we can have a virtual coffee or an in-person coffee if you're around town.

One thing to note when getting conventional mortgages and spouses.There is a 10 limit per person for conventional financing.You can either do 10 conventional in each person's name which would be 20 mortgages for 2 people or if you do the mortgages jointly, will only allow 10 in total.My thoughts are not to own joint assets until you are both married. 

The lot is paid off and deeded to our LLC, but lender will not do conventional loan to LLC for the remaining financing so we'd need to take out a loan in our personal names. 

I've personally sold a number of properties to VA buyers.