Based on my research, I will need a builders' policy.

Just an FYI to everyone like @Tom Dieringer said, this is a base contract for anyone who wants somewhere to start.

They benefit based on the interest rate.

When I asked why this was caught earlier, she responded, "Based on the timelines you provided, we had a team fail including me...

I believe the property have appreciated in value just based off recent sales in my market area.

I’ve even priced several models from different manufactures and found what I think would be the perfect piece of land to where if I could get the funding my bigger plan was to divide about half the acreage into 8 or 9 parcels which would be enough to pay back the investors/loan and then take the other half of the acreage and place tiny homes around each on their own couple acres.

Base your decisions on hard facts only and maintain a paper trail. 

It would take 4 years to save another $100k before I could make another purchase based solely on the cashflow.

However, a common benchmark is aiming for at least 6-8% cash-on-cash return based on your total investment (purchase price + rehab + closing costs).Always factor in appreciation potential, tax benefits, and personal risk tolerance.

and even then the return will be fairly low based on the risk you're taking on.