I’m currently facing a similar situation and realized that I wasn’t using the right resources or consistently marketing to a single, optimized list.

Note if the plan is to Owner occupy, it does not need to be an optimal Investment.  

It's a magnet for both tourists and business travelers.Brickell: A luxurious enclave known for attracting affluent visitors and business travelers.Midtown: A vibrant, upcoming area appealing to younger travelers seeking a mix of local culture, shopping, and dining.Given your budget and the goal of purchasing two condos, investing in a combination of these areas could optimize both appreciation and rental income.

Continue exploring various strategies to optimize your purchasing power and minimize upfront costs.Using an FHA or VA loan for MFH acquisition can indeed be advantageous, offering lower down payments and favorable terms.

Now obviously those don’t tend to be the same, but it does mean that when I’m looking to optimize my returns I care about the overall cost of the financing, not the source.I monitor my overall debt to equity ratio to make sure I don’t end up over leveraged.

However, I recommend optimizing your listings on Airbnb and vrbo first.

Where if they were using those funds to dollar cost average in marketable securities, they could keep 100% of that capital deployed and be asset allocated optimally based upon their retirement horizon. 

So as a listing agent/broker I will need to be more optimized for this marketing and processing of inquiries. 

Have around 10 units self managed and looking to optimize my business systems to be slightly more scalable and automated.

More in a stabilize/optimize time for my properties.