The property is livable, but I am account for a pretty significant turn in 4 - 7 years of paint, flooring, and any miscellaneous repairs that the inspector could have missed since it was occupied.

@Marc Robinson some may be more adventurous than me but with septic and well I would walk awayI prefer TOH of course but with $300 lot rent and 19 occupied, utilities included in rent I would pay $400-450k for this

Mordechai ChaimovitzTwo-unit owner-occupied falls into an odd category, really any 2-4 unit with a nice owner's unit for that matter.

If I find a deal on an area I would consider living when I move back I would like to be able to pull the trigger and possibly refinance into an owner-occupier loan once I move back to the US.  

Local economies: Owner-occupied homes contribute to local economies.

Call your insurance and tell them it's about to be a tenant occupied property on 1/13/2025. 

Quote from @Nitesh Chand: This is a question your property manager or realtor should be able to answer for you.Since the tenants have occupied for less than a year, I believe you have to give 60 days notice to the tenant before you can list the property.

Would you be looking to owner occupy the property or strictly as an investment?

Hey Brody,If you plan to purchase a duplex, I'd consider buying it as owner occupied and rent at other unit.

Everyone completes an application...don't you want to know who will be occupying your property?