I recommend you do this annually to adjust for utility increases and other variables.

With high home prices, rising mortgage rates, and intense market competition, securing a property has become increasingly difficult.A recent survey found that over 60% of real estate agents reported instances where Gen Z buyers lost out on homes due to delayed decision-making, missed appointments, or hesitation in making offers.

On a good month I net $71 a month (previously $176 a month before 17% increase in property tax).  

I do not understand your remark as related to the DSCR loan.  2 ADUs are not allowed by f/f conventional financing but is not always enforced.Fortunately if you stay with the current tenant without a refi, by the time you pay principle it is likely the rent will have increased enough to absorb the increase mortgage payment. 

The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.

Boosting your score doesn’t take long, and there are services that can review your credit history and help you increase it within a couple of months. 

You’ll lose any property tax caps they may have enjoyed and be increased to the non-owner occupant tax. 

The shorter the prepayment term has an impact on increasing the rate.4.

The rentals are scarce and rents have increased in recent years.

The property's appeal increased dramatically, attracting numerous potential buyers.