If you don't have it you can call your insurance company and ask them to email you the declarations pageRecent Mortgage Statement:2 Different Utility Bills: Gas, Electric, Cell Phone Bill, Cable, Garbage, any two utility bills.Copy of Mortgage Note all pages: Was included in your closing documents when you purchased the home.

@Srinath GopinathanThey will stipulate what is common area property and what is the unit owners responsibility.Also covenants will dictate things like no gas grills and other things that can and cannot be done so they can properly insure and not over or under insure

With that in mind you probably want to be more conservative as you get toward retirement, but I don’t think that means you need to actively pay down your mortgages faster, you could just take your foot off the gas on re-leveraging as quickly.Love your post though.

SFH in Tacoma WA, gas utility quoted free to bring a gas pipe from the street to the house and a meter.

I am not sure how much electricity/gas would be.

USA has the ability, now today, to supply 100% of Europe's gas needs.

And they'll have no cell signal or gas stations while they drive it, which can be another problem. 

Gas prices will also fall.  

Figure $100 to get out there and another $100 in labor for 8 hours you should be looking at around $1000 and that’s all profit (less gas money). 

It may be a gas furnace that has a flame in the basement and that heat eventually rises through the ducts to the 2nd floor.