If the money you lent was misused, you can get a judgement that could survive a bankruptcy. 

The states have already given lenders a lot of power and control over their borrowers.There’s no need to play games or impose scare tactics, which always seem to suggest misusing or somehow twisting options that are already legal if used properly.

NO EXCESSIVE WATER USENo washing cars, playing with water, filling swimming pools or other excessive misuse of water please. $150 worth of water usage per apartment per water billing period (two or three months) is included in the rent.

The MLS contains lockbox codes to access houses that are sometimes filled with a person's worldly possessions.Your real estate agent license covers you in the event that knowledge gets mis-used (among other things).Do you really think that every schmoo on the internet that wants to run comps should get access to lockbox codes?

If the repair is due to damage or misuse by the tenant, they pay.If the repair is due to normal wear and tear or age of the machine, I pay.

@Damian Gaitan the word mortgage broker is often misused. 

A little off topic but I think some people misuse the forum and come on here and say "I'm brand new and want to get into real estate investing, tell me what I need to know." 

Apologies for the misuse of terms, seems like it's exactly what I figured and his only options are to keep it or take a loss. 

These definitions are not universal and thus equity in real estate is often misused, overstated, or inaccurate.

I have specifically in my lease that "flushable" items besides waste and toilet paper is considered misuse too.