In part, justifiably so, and in part by mistaken identity.Justifiable:  Floating rate debt carries interest rate risk.  

They have a sort of bouncer named "Graham," who will get quite physical with those who mistakenly enter the big dog room uninvited. 

Wayne~sorry, but you are mistaken: An HOA in Florida CAN wipe out all other liens with a so-called HOA Super Priority Lien, and IF the HOA files for foreclosure on the property.

If cleaning fees are included in the gross revenue projections, but it is a pass through expense, would that affect your actual returns if you mistakenly calculated your ROI on gross numbers that technically included pass through expenses like cleaning fee?

Steadily operates an agency but they're mainly an MGA writing their own product.We work with that product and like it.However, I believe it's better to work with an agency that is totally independent and especially one where a knowledgeable agent isn't going to "mistakenly" write a worthless policy and leave it up to the policy holder to catch it after the fact.

@Corey G.Sorry I mistakenly left the r off employer.  

There are now state laws that in CA that protect ADUs from owner-occupancy restrictions for 5 years if I’m not mistaken.

The numbers appear to be double what they should be, but maybe I'm mistaken.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – and they often select the first PMC they call!

The original underwriter of the loan had actually told me it was possibly worth it to refi after a year and pay the PPP because of there being 50K instant equity in the house- which if I am not mistaken, is the difference between the purchase price and the actual appraisal value?