Do you have a pre-approval or proof of funds ready?

Sure.Do you have a wealthy uncle that trusts you that would loan you 100% of the funds PLUS closing costs? 

I do have a silent investor, but when it comes to securing funding, it often feels like I’m navigating it alone.

That would be your downpayment and or market value the day you buy.  

So don't beat yourself up, it's not you, it's the market.

I am currently working on phase 2; building 2 ADUs.The permits are already in the works but the biggest question is what is the best approach when funding these 2 ADUs BEFORE I have the equity from my home?

Marie, Please keep in mind that when you see people referencing with these funds it's because they are invested in these funds, bought the sales pitch hook, line and sinker and are being told by the operator, "don't worry about the market, we're experienced and conservative so you'll get all your money back and a tidy profit.

I subscribed to Ugro Texas BTR Fund. 

@Jacob Hrip For a first-time investor, financing options like a HELOC or private funding depend on your strategy and risk tolerance.

I thought I was buying at top of the market in 2020...and 2022...but prices continue to remain high.