Quote from @Stuart Udis: @James Wise "Do normal due diligence like appraisal and inspection and you're risk exposure is fairly low.

When I did my first house hack in Columbus I showed very low income on taxes. 

I signed a little agreement that my LLC would manage the properties and ran all revenue and expenses through the LLC.

They only book at low prices here.

After all expenses, I anticipate a monthly NOI of $1275.That brings us to the third R - Refinance.Is there a lender here who would make a DSCR loan based on a monthly NOI of $1275?

How do I calculate interest income, what are a few tenant charges (income), and expense reimbursements.

These options will be more expensive.6. 

True-Up & Billing Cycle ChangeSince you were underbilled before, your current bills may reflect actual usage rather than an artificially low estimate.The switch from bi-monthly to monthly billing means your payments are more frequent, making the cost feel higher even if the overall rate hasn’t changed.2.

This is quite low for January.

In our areas we have a lot of new low income construction that comes with a section 8 housing voucher.