I know of an FCU here in SC that will go up to 100% CLTV (First mortgage plus HELOC limit can go to 100% of your appraised value.) 

Misclassification can lead to tax penalties.Donating to a church is fine, but tax-deductible donations have limits (usually 60% of AGI), so sending all wages wouldn’t fully offset taxes.

If they didn’t have replacement cost, what should they do to capture value and get a loss writeoff?

Earthquake damage is limited to certain parts of the island (IE Mayaguez and southern, south-west).

.✔ Call the employer directly – If HR is off-limits, ask for a manager’s contact instead.✔ Stick to a Consistent Screening Process – Fair Housing laws require uniform screening criteria, so making an exception for one applicant could lead to discrimination claims.

@Jay Hinrichs Gave me a good suggestion to ask the BP community if anyone has partnered with Y Street Capital Victor Menasce before as a Limited funding Partner.  

I have a sales background so I’ve been able to manage things well up until now, but with more properties and leads I’m hitting my limit.

Zoning also seems to be a problem (see below)3. buy a SFH under ARV; live-in renovate => rent => move to a new primary => eventually refinance to pull value out It seems the multi-family options are extremely limited or nonexistent in this area.

Turns out the 721 UPREITis limited to one student housing property in late 2025.

Now, these outfits hire lots of influencers and affiliates, with no expertise, no financial background, and apparently limited ethics, to put it kindly.