Drumming up fake injuries and charging absurd legal fees will burn up your insurance limits real quick.

PROPERTY POLICY ($1,000 deductible)-Buliding:  150k-Rental income including extra expenses: 24k-Liability each occurrence: $1million-Liability General Aggregate: $2million-Personal and Advertising injury: $1million           --(I don't know what this is)-Damages to premises rented: 100k-Medical expenses: 5kI was also quoted a $1million umbrella policy.I was referred to this broker by a trusted source and I plan to shop around, but I need some advice on whether or not this is the amount of coverage to shop around.  

Then, to add insult to injury, you may have to pay tax again in the state where you live (again, California is famous for this), but you'll get an offsetting credit for the tax you paid in the other state.When trying to figure out whether or not you'll need to pay tax in another state, research "non resident income" on that state's taxation website and you'll find that they'll usually list the minimums for which they require tax returns.Tennessee, nicely enough, has no personal income tax, so that's a nice perk.  

if you're aware of drug usage and something occurs at your apartment resulting in damage or injury and it was not disclosed to the other tenants you could be liable    You definitely need to get on top of that situation ASAP

From tenants, and also from other liabilities - bad business venture that resulting lawsuits, someone got injury by us(knock on wood) etc. 

I currently work in car insurance as a bodily injury adjuster and my husband works for the VA as a IT technician.

Un-remarried surviving spouses of an eligible service member who died as a result of service or service-related injuries may also be eligible.ELIGIBLE PROPERTY TYPES1 – 4-unit single family detached homes PUDsTownhousesCondominiums—per VA guidelinesINCOMEIn order to be considered for approval of a VA home loan, income stability is a mandatory requirementVeterans recently separated from the service must have a minimum 2 year work history in the same line of work that he/she did in the service.

Mike,Since you plan on renting your condo, i'd suggest you ask your tenant to purchaserenter's insurance (liability and content). it's not expensive and also covers you too in case of injury in your condo.Jacob. 

What are the obligations of a California SFH family of owners who rent the attic (which is one big finished bedroom with private bath) out to a single man who went missing the 2nd of the current month we now find out he was pulled out of his rental car and extradited from California to New York on a warrant out for his arrest for a DUI accident that happened 2 years ago.Details of the accident not that have a keen interest but for what its worth will share his story: victim, a retired man, who sustained a brain injury 2 yrs ago from that incident, has apparently taken the turn for the worst and decided to press new charges for new medical costs and decline in mobility/quality of life, stress, anxiety etc for the accident 2 yrs ago which insurance paid out but victim wants the settlement amount (175k) a second time over? 

Someone that has a single family dwelling doesn't need to carry as much as someone with a 200 unit apartment complex (ie. a massive fire in that complex could result in many injuries or deaths where in a dwelling your exposure (# of people exposed) is limited).