Hi all - I've been in the CRE and SFR investment space for 25+ years primarily investing institutional capital.  

You can also contact a local alcoholics anonymous or other organizations and let them know you have space available for anyone living sober.

According to Warren Buffet, Fannie and Freddie really failed because of high-leverage risk-taking in the fixed income arbitrage space, saying:“The portfolios are what really got them into the trouble…the managements of Freddie and Fannie tried to juice up the earnings, basically, because the insurance guaranteed that they were given that mortgage.

Thanks Alex and will get back to you - regarding the note space in 2025 it will be a very interesting year

Cost to wait is maybe save couple grand on zoning attorney but could potentially make that up by earning some rent earlier (vs. unused space). 

As a newbie I would not go into this space without money.

Just a guess though as it's impossible to know without more information.Difference in conditions really doesn't have anything to do with the amount of coverage.Surplus lines policies are more and more common in this space. 

I've done a bit of research on the private lending space and I'm coming to the conclusion that it is the way I would like to enter the real estate space.

My wife is also a high income earner--she works in the hospitality and wine space.

Quote from @Jay Hinrichs: Quote from @Chris Mason: Indoor shopping malls as they existed in the 1990s are dying, but retail is not.