@Brandon CroucierIf i refinance again wont the additional lender costs, fees and closing costs be more and add upI agree it's a declining interest rate environment but I don't see interest rates declining quickly.

One with all inclusive or Two you buy the material and they charge you for the labor.

I'd love to connect and hear more about your insights and how you're approaching investments in this changing environment.

Last, I want to call out that many investors, LP and GP, are losing in today's environment.

It creates an environment where everyone is invested in each other's success.

This is what will happen.There won't be the ability to get a real mark to market if you go sell each individually and recreate a BTR environment to own occ.

This isn't inclusive but should give you a good start.

We aim to create a harmonious living environment by adhering to all relevant laws and fostering a community based on respect, transparency, and continuous improvement.

At 4.25%, that’s a favorable rate, especially in today’s environment where rates have risen.

I would assume this is not something someone would have a goal for as their living environment, but would have to settle for it due to their low income.