If there were a serious insurance claim, god forbid human injury or loss of life, and they do the same research discovering the non-conforming construction of habitable space, why would they bail you out?

Models continue to improve and use cases also continue to improve - personally does not take out human factor - to me it just is a way to provide more data points to review. 

But I am curious who made those charts because it is frankly absurd.

That has helped a lot and also shows that I am a human running this business.

I am grateful that I am very much a type-A human and have had contracts for every single stay at the property.

This is going to sound absurd, James but you may actually be spending too much time on your property. 

They are more likely to help you and teach you if you treat them like a normal human being and not follow them round like a sheep just cos they got a lotta money.

I think this it the key and what little I know about Habitat for Humanity, they have the right idea. 

Either the first appraisal received was absurdly high and the new one represents the accurate value, vice versa, or a combination of both.

Its best use is for repetitive processes but as you mention jonathan, its a tool but you still need the human.