House hacking is financially a no-brainer and no city in the US (including Chicago) has more duplexes than Milwaukee.

We have a very unique market.

Seven of those units are through Section 8 (Greene Metropolitan Housing). 

Another concern is after the two years, I still wouldn’t be lendable for most properties in my markets due to that lack of income. 

Our market is also thriving. 

Along these lines, we send out a weekly newsletter to our list, sharing things going on in our market, as well as more macro, in the real estate market and economy.

The agent works "for free" until the house sells, so taking them out of the deal is theft, and immoral."

If the insurance costs doubles, I suspect this will be depicted in the market rents.  

This cultural preference for renting creates a steady demand for rental properties, ensuring reliable cash flow for property owners.Additionally, many Germans face a significant shortage of affordable housing, particularly in major cities like Berlin, Munich, and Hamburg.

This is a quick calculation that we can do to see how much house you can purchase at 100% financing if desired.