The rental game is funny in that you want to responsible enough to always make rent, but not successful enough to easily afford buying a house.

They could have just as easily put "Eddie" into the first name field and have it show up the same as the "personal" example even if the account is registered as a business with an EIN. 

You can easily look them up on the NMLS site  https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPAN...

Regarding the HOA and CC&R's, the builder can make changes to the CC&R's pretty easily while the development is under Declarant Control.

If it's in a high tax /flood area taxes and insurance could easily be 5-6k or half that then with title insurance points and closing it could make senseWhat is the breakdown ?

They are not that expensive, and you can easily do it by yourself.

Whereas curtains you can easily throw in the washing machine.

Not much to add to the good advice already written, exceptYour mom could easily get a reverse mortgage to pay for her care, then you and your brothers could split the equity left upon sale.

I can easily get to that amount on a 3 day project.

JohnFirst look at your states licensing laws, they can easily be found online.