These loans are, by nature, secured loans due to this collateral requirement.The key distinction here is that unsecured loans rely solely on the borrower's creditworthiness/income and do not have any collateral backing them.

Our region presents distinct opportunities and challenges, and by tapping into this local knowledge, low vacancy, high demand, high rent, etc, you can strategically position yourself for maximum returns.Even with your lease not expiring until October, owner-occupant financing is a game-changer for those considering house hacking.

Remember when they split them up into two distinct entities?

That must be the distinction between the high and low costs I have come upon for mini-splits. 

For those who believe in global warming, the next ice age or whatever the flavor of the day is when it comes to "climate change", those investors should absolutely take that into account in their investing strategies.

I think I was making the distinction and I should not have.

Utilising the knowledge and experience of local specialists to understand the distinct elements of each market.

@Michael Plaks”can” and “should” is an important distinction here.After 5 years the adjustment on IRS Form 3115 will likely elimate the tax benefit of accelerated depreciation from cost segregation and expense of the Cost Segregation Study on a property like this.

The post-rehab cash flow, however, is worth it.Consider short-term rentals in hotspots like College Station, Austin, or New Braunfels for a different flavor.

At $750K, you are in a lower number commercial property, so expect a little more residential flavor but the above should give you a general idea.Also: You will NEVER read a seller provided pro-forma that is accurate.