Having some issues with my current PM but it does not seem to be at this level so thinking its best to decline the Home365 one rate offer.

They have been great, but in the last few months, I have seen a strong decline in the interest rates paid out to their lenders/investors.I know the rates are not going down for the borrowers (flippers), therefore one would assume the platforms margins are increasing. 

Do you think the economy is improving or declining?  

Many people have already made them lowball offers they declined.)

This seems to be true whether it's CA, TX, AZ or OH - IN or GA.Apparently wholesaling isn't as easy as everybody thinks and are willing to pay big bucks to "learn".Obviously the decline has hit the information provider's customer base that they sell information to, and hurt their bottom line.

The other markets might be as well, but what I know about my market is we saw 2% appreciation throughout our mls last year despite the national news of real estate being in a decline… we are so insulated from the “bubble” conversation.

This is because I find the hold after the refinance in my market has negative cash flow so the properties that were previously good BRRRR candidates are now better flips than BRRRR (assuming you do not want your profit to decline each month after the refinance).   

pid=2114Houston Real Estate Highlights in August, 2024:• Single-family home sales declined 8.3 percent year-over-year• Days on Market (DOM) for single-family homes went from 43 to 47 days• Total property sales were down 11.2 percent with 8,730 units sold• Total dollar volume declined 8.8 percent to $3.5 billion• The single-family median price was down 0.3 percent to $336,940• The single-family average price rose 0.9 percent to $421,912• Single-family home months of inventory registered a 4.5-months supply, up from 3.2 months last August• Townhome/condominium sales continued to decline, falling 16.7 percent, with the median price statistically flat at $226,000 and the average price declined 1.2 percent to $258,952.

This will be the maximum you can handle before a lenders system will go "ineligible/decline."

Direct mail will continue to have declining response rates as the people who actually look at their mail dies off.