Conversely, if new houses are being built frequently, older properties may struggle to maintain their value.Property taxes also play a significant role.

Thanks for the conversation.

Attached: An addition to the primary residence, such as a basement or garage conversion, or a literal addition with shared wall.Who is an ADU for?

But other times, it could be a good way to start a conversation with borrowers that really don't have a clue what is a "decent" rate on a DSCR loan.

Humans are highly influenced by recency bias thus the cash vs equity conversation swings back and forth.

@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25. 

We have not been able to secure financing and had conversations about it.

Regardless, the initial conversations need to be had with attorney's to get their input and the SEC needs to be made aware of the situation along with the involvement of parties that have already been convicted of defrauding investors! 

This does seem like a lot of communication, but I would have a conversation with the owner about this prior to firing.

It goes both ways....let's carry on talking about RE investing and keep the personal conversations elsewhere.