I was house hacking a duplex with a VA loan and there were some beams that needed to be put up in the basement.

I want to find a way to get a revolving line of credit, or hard mony loan for this trailer house w 4 acres above.

It looks like you had a little under 3% interest on your loan.

To offer up a personal example, I am working on a project with a 70/30 split where I took down the entitlements without any LP equity (although I did use some bridge dequity who I took out after permits were obtained) and my LP partners did not wire me funds until 2 days before the construction loan was originated.

If you're strictly buying turnkey properties and financing with DSCR loans, keep in mind that you'll typically need to put down 20% or more, and because of the higher LTV, you’ll often get the highest interest rate available for your credit bracket.

All of which nothing will help him because the loan is still in his name. 

We maybe be able to get you an owner occupied loan faster than that. 

Seasoning for conventional loans is 12 months, but DSCR is really competitive right now and YMMV on seasoning for those.

Hi, I am a realtor with about five really good lenders and two that have every investment loan possible. 

Scaling up doesn’t always require 20% down—house hacking (FHA or 5% conventional), DSCR loans, seller financing, and the BRRRR method can help you acquire more properties with less cash upfront.