The plan is notorious for minimum insurance and they were previously capped at $20M for larger commercial and HOA properties.

There's a commercial definition of Class A,B,C. 

@Greg Kasmer i have not, im a new investor in the commercial and assumed due to my lack of experience it would be an issue

Some commercial lenders I've worked with have required the buyer to wet sign in the State, so they've had to fly in for the closing.

At the numbers you are talking about and where the market is heading you could pick up some very high quality NNN national credit tenant properties as commercial continues to recover. 

I completed an internship in commercial real estate, and I also attended a couple of local REIA meetings/networking events before moving to Northern VA.I was able to narrow down potential strategies, and I figured both BRRR as well as wholesaling don't seem to be the best strategies for me.

Questions: - Commercial Loan - what are the best terms to target? 

Keep in mind that DSCR loans are how most investors have scaled. whether its residential DSCR or commercial DSCR at 5+ units. personally, i like them better. few reasons why:1. seasoning period is only like 10-30 days vs 60days going conventional2. seller max contributions DSCR is 3-6% where conventional its only 2% max3.

I would start speaking with residential / commercial agents and property management companies close by and get a feeling if something closer by will meet your criteria.

A friend of mine recently got a $2M umbrella policy for around $300 annually by bundling it with home and auto insurance; it’s worth exploring.Out of curiosity, are you primarily investing in residential properties or venturing into commercial spaces?