Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Rather than use credit score as a criteria, I reject for consumer accounts in collections and unpaid civil judgments.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Sec 8 collects data to "price fix" what they will allow.

For example a 25 y o applicant who has used credit minimally and has an unpaid bill of $50 in collections from when they switched phone carriers may have a low score, but the only negative on their credit is this one SMALL $50 debt.

Is there anyone in the Denver area that knows the early stages for subdividing land or what professionals I should turn to in order to start collecting some basic info?

Grateful for the collective wisdom here!

Avail sends this to the resident, collects rent and deposits it into our account.

So, you invested $10K, and now you've collected $116,161.92, a "profit" of $106,161.92!

You can collect close to 100% of your rents when doing that. https://www.biggerpockets.com/blog/student-housing-rentalshttps://www.biggerpockets.com/blog/student-housing-remains-a...