Not sure what is different Are you in his course I’m not happy at all 

Everybody is doing something different, and it does not mean it works for another person.

During the "fix up" process, you would use a different kind of loan that will end up converting to a DSCR loan once you have tenants living in the unit(s).So, I would need to use maybe a construction loan for the renovations and then convert it to a DSCR loan?

They're basically two different skill sets and it's fallacious thinking to assume you can do one because you can do the other.

I am thinking construction loan, but how to pay for it while the construction is going on is a different story.   

I’m still exploring different areas, but I’ve driven around and looked at properties near Grove Park, Westside Park, and Decatur.

If you’re looking for ways to make the numbers work, sometimes that means evaluating different markets, financing options, or property management strategies that help mitigate risks like vacancies and maintenance surprises.You’re not alone in feeling like 2025 could go in multiple directions, but one thing remains true—real estate continues to be one of the strongest vehicles for long-term wealth when approached the right way.

Other loans might be a little bit different.

Are you using a specific property management software to handle this automatically, or do you have a different system in place to ensure accurate tax reporting?

Each program is a little different so it just depends on your situation and income.They are quick and easy though once you get your certificate you can work with any Bank or Lender that is approved to use those DPA's.