Using that little plastic drywall insert is a joke—plus, nobody uses it.Cut the towel bar down to 16 inches so that the mounting brackets will screw right to the studs and not just drywall.If this is not possible, buy butterfly nuts and bolts to attach the mount that can’t be screwed to a stud.

Bank related issues can be prosecuted for 10 years.

(no banks involved)2.

Go to Solera National Bank or Titan bank, both of them specialize in accounts like this. 

See below for explanations, with headings taken from the attached document.Broken windows or exterior doors-The two narrow windows in the living room do not fit into the walls properly.

At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.

Best places to look for a HELOC are often the small community banks and credit unions close to the property.  

When I read the bank would accept 91k I understood that to mean that was the 30 day payoff amount on the mortgage.  

That is your denonimator.You also take the cash flow you get from rent minus all your expenses, so at end of day how much $ is in your bank account for the entire year.

I use Buildium for tracking rent, fees, leases, and collecting online payments, but I don't use their reports for much, as I end up copying my online banking each year into spreadsheets.I've been using Rental Hero for the last hour and already impressed with it.