These areas tend to attract high-quality tenants and provide consistent passive income, which is a great foundation for building your portfolio.If you’d like, I’d be happy to share some insights about these types of markets and why they’re appealing to investors.

But then their is the real world aspect and they just don't pan out.  

For us to guarantee a deal, it is contingent on them making reasonable effort (3-5 hours/week consistently, for example).

Here on planet earth it takes longer than 5 hours to do that job and people who do consistent work don't work for $2 dollars an hour.

It helps to build a good network of reliable contractors, especially if you’re investing out of state.Section 8 has been a part of my strategy, and while it’s not all rainbows, it’s been a solid way to build consistent cash flow.

It doesn't add layers of physical damage coverage or cover things that wouldn't otherwise be covered.Agreed, didn’t realize that was the sole aspect of the question.

Long Backstory, but my Dad owns a house in Greensboro, NC but has not lived in it consistently in 4-5 years.

You need to work with a lender that will utilize STR 1007 Data and/or AirDNA Income on a REFI.Tough deal but we do this consistently.

There is also Niagara Falls, Ontario which seems to have a more consistent flow of visitors throughout the year.

Good to hear there’s consistency over time.