You are experiencing what many fall victim to in the DSCR world when certain loan officers or banks try and broker DSCR loans when they are not well versed.A DSCR loan has to be underwritten up front by the Banker or Loan officer and many fail to run the numbers correctly or at all.

If you sign a contract with compensation for these agents and vendors to assist your portfolio....well, then, you've essentially done the same thing as a PM but with more contracts and relationships to manage.Specifically answering your questions:1.

Its always been illegal from the state regulators view it violates the Real estate sales laws of brokering RE with no license.. the definition of brokering RE is to bring two parties together for compensation exactly what wholesalers do.. but without a valid license or listing agreement. 

I will not be acting as the MLO on the transaction but will be compensated as the business development manager on commission basis fromxyz company. 

The loan officer is in a loan officer compensation plan under a branch that has a "branch bucket".

I requested a compensation but they still not gotten back to me.

I have a deal ready, buyer and seller and willing to a compensate for a solid referral, so far the attorneys I've been doing with in New York suck! 

Since they don't all go up, we do a maintenance inspeciton to ensure there is not a leak or running toilet then we increase rent to compensate.

We continue to see the majority of sellers offering partial or full compensation of buyer agents.

He is not a licensed financial professional, which is convenient because he does not have to adhere to strict regulatory standards such as disclosing conflicts of interest and how he gets compensated as noted.