The home was submitted with PHA (Section8) and the rent came back at $2,075 (fully guaranteed). 

You search for existing guides, select the best and provide the link or the document to your clients.

Fake income documents are easily purchased online, and inexperienced screeners often miss red flags.

Being in NY maybe something to do with physical document transportation?

Go where the deal takes you, don't wear blinders, keep your vision open for whatever opportunities present themself, and NEVER invest on hope, facts only, known documented FACTS. 

I offer an online payment portal to submit rent payments via ACH or CC - they "couldn't figure out how to use it" so I set us up to accept Zelle payments.

Calculating these losses involves documenting the fair market value of the property before and after the disaster, adjusted for any insurance or other reimbursements.

google "all inclusive Deed of Trust" fantastic CA document we used all the way back in the early 80s If I'm not mistaken though a wrap would require the 2nd buyer to also agree to financing terms; which would be the same as me (the 1st buyer). 

Matt says he works on the documents but if that is true elephants fly.

Seeing as they are the owners I would think their name would be on those documents.