But that time is coming and I believe BTC will be a widely accepted asset class for even institutional money.

@Leo Gregoire - Sam Ahsan manages a STR company that operates around Massachusetts.

Does MA has a neighborhood with good rental cash flow for 200K ?

Hard money I view as more institutional and have strict term sheets that they follow. 

This is due to the property’s institutional quality and the continued growth within the Atlanta market.

They tend to have no problems if you have a spouse or your children, or essentially some immediate family member listed as an authorized user, though.I know several people that were doing this, and their financial institutions ended up closing their cards on them.

These wholesalers used to sell to institutions but now that they're not buying as much, they're searching for retail investors. 

I have a degree in Project Management and could potentially find a job in another market if it would better support my real estate investing goals.Here are the questions on my mind- Should I keep saving and wait to buy something locally in Rhode Island, Massachusetts, or Connecticut, where I could manage the property more easily?

Institutional investors are returning to the market, evidenced by increasing transaction volumes in July and August.Supply dynamics vary across regions, with markets like Chicago, Milwaukee, and Pittsburgh benefiting from limited inventory growth below 2%.

The value and loan amount is too low for institutional lenders.