not s lot of information to judge costs but sounds pretty close to reasonable. the upside is you could find an estimate for $40k and not be able to sell the house

Bob might be the nicest guy in the world, but if your assignment fee is not refundable and a code enforcement lien is discovered at closing, Bob may have already jammed your assignment fee into a slot machine in Las Vegas one dollar at a time.Question # 6“What type of deed or property conveyance will I get at closing, and who pays the closing costs?”

In my experience the premier agent position isn't worth it unless you 1) have more than 50% of the time slots, and 2) have more 5 star reviews than anyone else that will be listed as an agent in the area.  

If your time slots overlap, don’t worry.

Owner: $196k is the lowest we are prepared to go now.....just put on market and getting slot of interest.Me: Oh ok, ...... you recently went to a realtor am I correct.?

Just call her back or email her if you have an email address and either ask her when is a good time to come over or tell her your available with a few time slots and ask her to pick from your available time slots.

It sounds like he got a job cancelled and is fitting you in to a cancelled slot at a discount.

I pick a time slot on Saturday or Sunday and tell everyone the same time. 

Do you need to dig into the HOA's finances and find out how much went into insurance, how much went into utilities, repairs, maintenance, improvements, then spread that across the number of owners in order to figure out how much of your $300 per month went where, and roll each items back into their respective "slots" to see if they can be counted towards the three safe harbors? 

By doing this, you will open up 1-2 slots available for Fannie Mae purchases going forward.