Once the projected expenses are listed, estimate when the costs will occur.

I told him the second  occurance if it’s due to TP again then it’s on him.

This has saved a few of my landlords from having to claim the dog bite liability on the landlord policy EVEN IF THE DOG BITE OCCURS OFF PREMISES.I would not recommend having your tenants get their renters policy from the same agent/company you have your landlord policy from.

Meanwhile, they form LLC's in preparation for when claims or conflict will arise almost as if there is an acceptance this will occur. 

This account includes ESCROW IMPOUNDS being collected for the payments of taxes and insurance bills as their occur.

The plan is to sell it in 4 years once appreciation has occured.

Something has occurred causing floors to begin to grow mold.

Kind of a misnomer since you aren't really "refinancing" any previous loan, but new debt on a previously owned property that was owned free and clear will still have "refinance" terminology label.Correct on not needing to see a history of rental income - just forward-looking, there will be some variance among lenders and situations though whether the refinance can occur only after the lease has begun or if they will allow the refinance with just a signed agreement but not yet commenced (i.e. if the tenant signed an agreement today 9/10/2024 for a lease starting 10/1/2024)

After analyzing the local Mercer County market I've noticed there are not that many MFH that are desirable meaning cash flow can occur, but appreciation, schools and good tenants will be at risk.

Whats the exact months those mortgage lates occurred in?