I see a fixed rate product advertised here on BP but not a HELOC type of product, where you can draw and repay on commercial property.With the DSCR loans, the lender requirements will change from lender to lender.  

I purchased it with a HELOC so higher interest debt until I can cash out refi.

If you're going to use the funds to buy another property, I'd recommend doing a cash out refi or possibly a home equity loan (depending on the terms) rather than a HELOC.

Start small, and consider creative options like HELOCs if you have home equity.

For HELOCs without W2 income, look into local credit unions or community banks, as they often have more flexibility with alternative income verification and rental portfolios.

I sometimes use my HELOC or BLOC to buy a property, do some work, rent it out and then get a loan and when the balance jumps up that kicks me back into the high 700s, but it recovers quickly, even before the balance is paid off again.Just google: how to improve my fico.

Many Americans take a HELOC on a US property.

Two family note 403 at 2% valued at 800. 250 heloc coming.

Maybe a HELOC because it's in your account.

Unfortunately, Texas has a law prohibiting HELOCs on rental properties and I believe they also have a 70-75% max total loans allowed on the property which cuts into the equity I've built and would only allow for me to access 30K which would make it less appealing to go through the process for only 30K.