@Theresa Rivard Typically, to qualify as a guarantor for a DSCR loan you will need to own at least 20% of the borrowing entity on title.

First, be sure you have registered ALL your Corporations and LLCs by December 31,2024Failure to file is a $500/day/entity fine!

Do you have a US entity? 

A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

@Andrew Freed, You don't have any issues from a tax perspective with bringing passive and active income under the same entity? 

Its a pass-through entity for tax purposes. 

On the lending front, it all depends on what entities are the beneficiaries.

Typically, there are attorney services in your state that only charge a couple hundred dollars to form an entity.

To that end, in most cases even if the properties are owned within an entity, the principles (investors) will need to personally guarantee the debt.

Instead, a business (or goverment entity) is the payer of the lease.