Sharing proceeds can be documented through a contract or settlement agreement without title changes.

This is the form that would be used: https://content.enactmi.com/documents/calculators/Form1038.C...   

Once these type investments develop a history, I can see a market similar to peer to peer lending where default rates become standardized and known.  

Additionally, most servicers will provide the tax documents needed at end of year (1099-INT, 1098-INT) and can also issue notices of NSF, late payments and support delinquency /default.

Quote from @Aaron Letzeiser: Quote from @Sahand Vafadary: Quote from @Aaron Letzeiser: REVISED CODE@Aaron LetzeiserI was hoping to work with Obie, but on the last page before signing the documents, I came across this disclaimer, which made me rethink my decision. 

Padsplit residents can cause problems with neighbors and other residents because many have substance abuse and/or criminal histories. 

You can often get better rates with a national lender, but the customer service is non-existent, communication probably sucks, they may ask for the same documents multiple times, etc.

I'm well documented and ready to go.

Documenting your journey online or engaging on LinkedIn can also help expand your network.

They legally have to have this document filled out if they pay you more than a certain amount over the period of 12 months.