No one ever went broke giving education away. 

I'm assuming I broke a mirror or walked past a black cat or something and just screwed my own luck somehow.

The commission has been 6% for as long as I can remember and I’ve been making up 1/2-1% for years when the listing agent pays a co-broke less than 3%.

Do a Google search for "Boommates" and you'll find references to the Golden Girls TV show and discussions about two significant issues older people face: the high cost of housing and loneliness.For younger people, we call this "house hacking," where someone buys a house and takes in roommates to help cover the costs.

He also broke two things that were hanging on the wall which he did not offer to pay for.

One duplex in particular in Hammond just had a tenant move out and has literally broke everything in the place.

I guess the camel's back broke eventually.

48 hours after this boyfriend and girlfriend move in I get a message from the guy that the girl punched him in his eye and he is scared to live there and wants off the lease.   

Many of those loans don’t allow junior liens - so if your lien is discovered and they send the borrower a notice of default (because they broke one of the rules of their financial agreement) - then they may have a very short time to repay your lien (if they can).

Think of it this way, would you rent a car where the rental agency requires you to cover costs if it mechanically broke down during normal use?