Or are you saying you’re fudging the sales price and artificially increasing it to $700k and borrowing $675k after the downpayment so the seller can then give you the bank’s money?

That being said I'm highly supportive on affordable housing through the permitting of more units for supply to meet demand, rather than through artificial rent controls.

So, you a natural legal person would be representing an artificial legal entity--the LLC.

Some of the cheaper homes may look good on paper, but in reality they can be more time consuming and have higher turn overs and costs.By increasing your down payment, you do lower your mortgage payments, but then the cash flow is artificial in a way as you put more money into it up front to make it that way vs lower down payment but no cash flow and you doing smaller amounts of money each month (or when repairs happen).Expensive areas can be a problem.

It is quite common for PMs to keep rents artificially low, so that they can then tack on a "booking fee" or "hot tub fee" of $100 to $200. 

Under so-called “luxury auto” rules, depreciation deductions are artificially “capped.”

Unfortunately, unless people start questioning these type of discrepancies in "expert opinions", some people in this country will continue to suffer from this type of artificial devaluation of their properties.

If you’re with a partner who is creating artificial barriers to sound investment decisions, then it will be on you to work on your partners frame of mind, or, to reconsider what partnership means to you and what kind of sacrifices it ought to come with.

interesting that the graphic @Nina Hayden posted has 2021 as having very low foreclosure number - sure - the pandemic basically put mortgage foreclosures on hold so I would expect that number to be artificially low.....

When inventories are low, its a sellers market, and then the prices end up artificially inflated.