DSCR loans are used to finance the property once you have tenants in the units.

First, all properties that appreciate the appreciation is based on the property value, not the equity. 

I'm a 26 year old from Long Island hoping to acquire my first rental property by the end of the year.

I'm looking to exchange a multi-use property I own in the Bay Area for a multifamily property in Phoenix (looking at 15-19 units).

They had about 90k into the property.

I have reached out and spoken with the HOA management property manager myself, and just keep getting BS excuses and no sense of urgency on this matter. 

When I worked with a property management company, we had someone buy a unit (single family) that had a STR and marketed it as a STR.

You are losing money on both properties. 

If you decide to sell and find an investment property with a greater cash flow potential.A 1031 exchange would allow you to indefinitely all of the tax and use it to your advantage to reinvest into larger nicer property/properties.

Quote from @Christopher Lynch: I recently watched an episode of BiggerPockets where the guest discussed how he started a real estate investment company and buys commercial properties with 0% down.