3 x income, proof of employment and permission to contact employerrecommendation from current landlord and excellent payment history for past 2-3 yearsgood credit history, no evictions or accounts in collectionsno criminal associations or background without approvalpermission to check employment, personal, credit and criminal historypets on a case by case basis (quiet, good neighbors, good habits, not aggressive or aggressive breed)additional pet cost monthly and additional pet depositbonus if move in Dec 15, second month freeincludes cleaning service 2 times a month, no additional cost to renterfirst level floors and bathroom cleaned680 plus utilities, cleaning service includedeach adult over 18 on lease needs approvalmust provide access to cleaning person without delay or inconveniencemust submit payments by ACH debit or by means acceptable to property management companydishwasher allowed with approvalshow proof of renters insurance

Meaning, if you were to borrow $25k for rehabbing and you use $10k for new counters, $10k for floors and $5k for new windows, you will have to have the projects paid & completed before a HML will pay out the amount.In this scenario, you have to have the capital ahead of time to afford it (whether by debit or credit) before you ever see the loan. 

Also, if the tenant wants to use a debit or credit card, it does charge them a fee.

As we are landlord not debit collectors.

Another option can be prepaid rent.

Find an ACH service that debits their account each month for rent.

Maybe count that as 20 years of prepaid rent?

The problem is the banks only take debit or ach.  

For example, on a small scale I could buy a $500 visa debit gift card with a pin (at office max or staples using a credit card that gives 5% cash back to business owners and then pay contractor with gift card (of course this would be costly because it cost around $7 per $500 and the contractor would probably be annoyed getting $50,000 or what not in $500 gift cards).

I had a prepaid 5 year lease that was not breakable ..