I have seen it used on cast iron and ABS sewage pipes specifically as well as galvanized household water pipes.There has been some talk about the epoxy flaking off after some time has passed, but nothing concrete.

This isn't possible if your married household income is over $150,000 and it starts phasing out at $100,000.

Let's break this down Nick.About 1.5 million homes sold since June, about 10% of those were FHA, that's 150,000 homes you said are at risk because of low down payment and they are under water.If unemployment rises by 5% and we assume that half of the people loosing their jobs are renters, that means 3,750 households are impacted from job loss.

In 1950 a median priced home was $7,354 and median household income was $2,990 or about 40% of the home's cost.In today's term that would mean a household income of 120k owns a 300k house.

Is this the amount of electricity bill that I should be exacting for a 5 people household during this cold weather?

So you get the EEV, Morningside, etc they is no advantage for them being in those neighborhoods financially, and at their pricepoint the extra costs of $200/mo for a car insurance versus $100 the $30 vs $60 per check for Detroit income tax, plus the general quality of life issuesDetroit's biggest challenge the next 30 years and the last 30 years is providing neighborhoods and services for households making between $40-$90K per year. 

If something happens to one of the homeowners it may be difficult to pay the mortgage and heaven forbid if both household members lose their job and unable to pay.  

ANY Seller who plans to provide a residential mortgage loans to a person or family for household or personal falls under license.  

We don’t need or want a lot and ideally would like our kids to grow up thinking we’re an average American household.

Check factors such as property prices, rental rates, vacancy rates, supply and demand, median household income, school districts in the area, the audience you're trying to appeal to, etc.