In the mean time you can keep your expenses to an absolute minimum (car and phone - SGLI is 28 bucks a month for something that is nearly useless if you don’t have a family you need to support upon your death; if you put away 5% on your TSP the government will match 5% as well).

Local government websites usually post them.

Anyone attending the government tax lien in Mayfield Ohio today?

I did not use FHA but I did obtain a VA Loan (still federally backed), and I was worried that the DC property could be viewed as a primary residence as these federal programs are generally meant for first time home buyers and not investment properties.

These are government owned/run utility companies, not private companies.

The governments both local and on the state level make it very difficult for small business to keep any profit.

The following is why I am a little lost:If I were to have my mom sell me the property, she will have to report the income for tax filing, and she is currently unemployed, and getting government assistance (I don't want to mess anything up).

Flying off the handle can get you in trouble.For example, not renting to those in the military is against federal fair housing laws.

I have opened numerous accounts in Texas with just the Certificate of Formation and Federal Tax ID #

If your friend wanst to create a somewhat segregated space for a long term roommate inside the residence I don't know that the HOA can really do anything about that without violating federal law...