Most people who get timing correct are either lucking or have been continuously investing so they're really the recipient of the fruits of a bull market.Buying real estate can be done on your own; as a limited partner in a real estate fund, or as a passive investment in REITS (or REIT funds or REIT ETFs).  

Don't lump them all into one basket. 

It allows us to meet the banks requirements while building another basket.

The insurance money is the low hanging fruit. 

congrats on a fruitful portfolio thus far!

Generally, investors adopt one of the following strategies:Don't put all of your eggs in one basket.

There are definitely pros and cons to both.I like to be diversified and not have all my eggs in one basket. 

. - Wayne Gretzky The day you plant the seed is not the day you get the fruit.

When authorities are trying to determine whether a crime has been committed, incriminating statements on the internet is low hanging fruit. 

After 12 months on the "All Star" list, they also receive an appreciation card and a gift, such as a flower basket, door mat, gift certificate, etc.