“The only thing that I see that is distinctly different about me is I'm not afraid to die on a treadmill.

You actually place yourself at a distinct disadvantage by not using an agent.

Issue is not just homestead, it's the DEED...if a duplex were split into two (2) distinct recorded Deeds = two different property tax bills--- in that case the owner-occupier of the duplex would, in fact, be living in a 'single family home' with its own individual legal description, own separate homestead, and separate property tax bill.

Maybe as the debate continues, we all need to make a distinction in that.

How well it does that is what determines its value.Think about it as if there were no distinction between residential and commercial real estate - that's a financing paradigm when you're considering real estate as an income producer.Large multi-family properties are valued based on the income they produce in excess of their expenses.

The key distinction is that mobile homes are considered dwellings that are lived in. 

There are actually two distinct exemptions that fall under Rule 506.

So there is more pressure, sales pitch, etc on the lower income guys to participate.I distinctly remember that after I was enrolled and participating for about 2 years a letter came out from my employer that the fees for running the 401k were now going to be deducted in a different way.

I believe that it is a mathematical impossibility for any other single person to have been the result of so many distinct and finite prophecies.

Being able to make decisions as a individual without the emotional baggage of a personal relationship is a distinct advantage.