Finally, they do a reconciliation where they compare these values and give weight to the one that is most significant. 

You can contact your bank or loan servicer and explain you want to rent the property out and want relief of the second home covenants.

Maybe no relief today, but tomorrow's horizon on this issue is starting to look up.Thoughts anyone?

So far from reading online at the irs.gov site it seems as though you can only file for innocent spouse relief if you filed jointly or separate in a common property state. 

I love being able to talk to somebody who knows what and where i am trying to go. somebody like minded, it is such a relief to be able to talk numbers with somebody.

Provided we understand the same as above, most forbearance agreements are temporary agreements giving relief.

Owner who avoid paying their real estate taxes usually have financial problems and may be ready to listen to some creative relief formulas that you are able to offer.Foreclosures  I would always use a Fiduciary Buyer's Brokers for this project.

Also, we travel to the US with our family each year, at great expense and owning houses in each city our families live will provide some tax relief.  

@Robin Hines @Rachel Bier It's a relief to hear that USREEB didn't have a problem addressing the issues.

If it's a ch. 7- wait for the bank to motion for the relief from automatic stay.